Very dismayed that the Nobel Prize in Economics committee this year again overlooked my years of research and refinement of my Chaos Theory of End of the Month Financial Management that includes shifting credit-card balances back and forth, carefully timing check mailings or even “forgetting” to sign them to get to payday, 1001 ramen noodle meals for under $1 and disguising one’s self when leaving the house to evade bill-collectors hanging around.